PayPal vs Stripe Comprehensive Comparison: Which Solution is Best for Your Business (2025)

PayPal or Stripe – two “giants” in the field of international payment gateways, accounting for 45% and 17% of global market share respectively (1/205) – is the top choice of many businesses. However, determining which payment gateway is best suited for your business is not easy, even for large corporations.

This article from GLA will help you understand the similarities, differences, and sustainability of these two payment gateways, as well as how they can support your business model when expanding internationally.

1. What is a payment gateway? What should businesses look for in a payment gateway?

1.1 What is a payment gateway?

Payment gateways, such as Paypal, Stripe, etc., are digital payment solutions that collect and verify payment data from customers and then send that data to the seller's bank account for online payments.

1.2 What should businesses look for in a payment gateway?

When choosing a payment gateway for your business, especially a business Paypal account or a business Stripe account, there are many factors that businesses should consider to choose the most optimal payment gateway for their business. The factors needed for an optimal payment gateway are:

• Security level.
• Service agreement, reasonable cost.
• Easy to navigate payments for customers.
• Support for merchant accounts;
• Easy to integrate into company operations.
• Optimized, compatible on all electronic and mobile devices.

It can be seen that the Paypal business payment gateway or the Stripe business payment gateway can easily meet the above factors, allowing Ecommerce businesses to easily do international business, sell online or do business on e-commerce platforms.

2. Paypal vs Stripe Comparison: Which is the Best Option for E-commerce Businesses?

If your business is still hesitating between choosing a corporate Paypal account or a corporate Stripe account to integrate into your business operations. 

GLA has created a comparison table between registering a business Paypal account and registering a business Stripe account as below so that Businesses can easily see the difference.

2.1. Comparison table compare Paypal and Stripe

2.2. What is the biggest reason E-commerce businesses choose a business Paypal account and a business Stripe account?

The biggest difference between registering a business Paypal account and registering a business Stripe account for online sellers and e-commerce businesses is that the business Stripe payment gateway will be most suitable for businesses that want to design their own payment process according to their preferences.

This means that businesses can easily design and integrate their payment page to best suit their company's aesthetics and branding.

Meanwhile, although the Paypal business payment gateway is not as optimized as Stripe, the ability to easily register and use Paypal is an advantage for businesses.

Registering a PayPal account is really suitable for online sellers and e-commerce businesses because you only need to register to start using this payment gateway immediately.

3. When should a Business choose PayPal or Stripe?

Choose PayPal if:

• You are a startup or small business.
• Want to attract a large number of potential customers thanks to large market share.
• Interested in cryptocurrency trading.
• Want to use PayPal ecosystem like PayPal Pro, MassPay.

Choose Stripe if:

• Businesses need highly customized checkout processes.
• Prioritize long-term cost savings.
• Want to take advantage of automated trading.
• Focus on international trading.

3. How can GLA support businesses in registering for Paypal and Stripe business accounts?

It can be seen that registering a Paypal or Stripe business account brings many benefits to E-commerce businesses. Owning an international payment gateway supports businesses a lot on the journey of online sales, e-commerce business, in Singapore, the US, etc.

Therefore, GLA, with its extensive experience and reputable, reliable service quality, consulting on company establishment in the US, Canada, Hong Kong, Singapore, offshore, will support businesses:

• Consulting on strategy for opening Paypal accounts, Paypal Business, removing liquidity limits (Limits), doing appraisal (Underwriting).
• Upgrade to Paypal Business VIP account, register for Paypal Pro, subscribe to premium services.
• Support management, maintain Paypal accounts, guide dispute resolution, optimize international money transfers;
• Support businesses to register, open, and authenticate international payment accounts such as Paypal, Stripe, etc.
• Support businesses to register, open, and authenticate physical bank accounts and online banking accounts at financial centers in Singapore and the US.

4. Frequently asked questions when businesses register for a PayPal business account or Stripe business account?

Highlights

• PayPal is the most suitable choice for businesses that are doing international business because the rate of using PayPal for payment is the highest.
• Stripe is the ideal choice if your business wants to reach international customers while optimizing costs and designing a payment process according to your needs.
• GLA will support businesses to open both PayPal Business and Stripe Business payment gateways to unlock top features in Singapore, USA, Hong Kong with experts with more than 2 years of experience.